Y CombinatorCRYPTO
Licensing for crypto.
Exchanges, custodians, on-ramps and off-ramps. In the US, crypto licensing mostly means state money transmission plus the specialty regimes layered on top. Payna runs it as one program.
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The four products, in the order crypto buys them.
Charter. Get licensed.
MTL programs across the states that require them, the New York BitLicense, and virtual currency regimes where they exist. Charter sequences applications, surety bonds, and net worth requirements as one program instead of fifty separate projects.
Maintain. Stay licensed.
Crypto rules move faster than most. Maintain monitors statute and guidance changes in every state, plans renewals backward from their deadlines, and keeps the program exam-ready between cycles.
Signal. Build on license data.
Banking and payment partners ask for proof of licensure constantly. Answer with an API response instead of a PDF: current status, every state, machine-readable.
Roster. License individuals.
Crypto teams rarely need individual licensing today. When the product expands into lending or insurance rails, Roster is already on the same system.
Bring the state list.
Licensed in ten states or starting from zero, we will show the full map and how Payna sequences it.
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See how Payna runs licensing.
Tell us a little about the company and we’ll walk through how Payna handles licensing and compliance in every US state.