Y CombinatorINSURANCE
Every adjuster licensed. Every state they work.
Adjuster firms and producer agencies run on individual licenses: each person carries their own stack of state licenses, renewal dates, CE clocks, and appointments. Payna tracks all of it per person and per state, on one system.
Book a demoPAYNA FOR INSURANCE
How insurance teams use Payna.
Apply. Get licensed.
The entity side matters too: agency and adjuster-firm licenses in every state of operation. Apply files them, and keeps entity coverage ahead of where the roster works.
Explore Apply →Seats. License individuals.
Seats manages each adjuster and producer as their own seat on NIPR: multi-state license applications and renewals, producer appointments, CE tracking, and roster-wide verification, so a lapsed or pending license surfaces before the claim is assigned.
Explore Seats →Maintain. Stay licensed.
Renewals, appointment maintenance, and regulatory change monitoring across the states, planned backward from each deadline and recorded audit-ready.
Explore Maintain →API. Build on license data.
The claims platform checks an adjuster’s licensure in the loss state before assignment, and filters deployment rosters to people who are ready today.
Explore API →THE MOMENT
A stack of licenses behind every adjuster.
- [1]
Per person, per state
Each adjuster carries a resident or designated home state license plus non-resident licenses everywhere they work. A modest roster is already hundreds of state rows.
- [2]
Nothing renews together
Renewal dates, CE clocks, and appointments run per state and per person, on calendars that never line up. The tracking is year-round work.
- [3]
Then work lands somewhere new
When claims arrive in a new state, the question is who is licensed there today. A current roster answers it the same morning; a stale one answers it after the applications clear.
INSURANCE LICENSING, IN PRACTICE
Notes from the people who file these.
- The adjuster roster is really a coverage matrix
The question that decides a deployment is who can legally work this event today, and it has to be answered per person and per state.
Bring the adjuster roster.
Ten adjusters or a thousand, we will show roster-wide licensure on one screen and what deployment readiness looks like on Payna.
Book a demoBOOK A DEMO
See how Payna runs licensing.
Tell us a little about the company and we’ll walk through how Payna handles licensing and compliance in every US state.