Y CombinatorINSURANCE
A licensed roster, ready to deploy.
Adjuster firms and producer agencies run on individual licenses: each adjuster holds their own stack of state licenses, and a catastrophe can send the whole roster across state lines on a week’s notice. Payna keeps every person licensed where the work is.
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The four products, in the order insurance buys them.
Roster. License individuals.
Roster manages each adjuster and producer as their own seat on NIPR: multi-state license applications and renewals, producer appointments, CE tracking, and roster-wide verification so no claim is ever assigned to a lapsed license. Before a CAT deployment, see exactly who can legally work the event.
Charter. Get licensed.
The entity side matters too: agency and adjuster-firm licenses in every state of operation. Charter files them, and keeps entity coverage ahead of where the roster works.
Maintain. Stay licensed.
Renewals, appointment maintenance, and regulatory change monitoring across the states, planned backward from each deadline and recorded audit-ready.
Signal. Build on license data.
The claims platform checks an adjuster’s licensure in the loss state before assignment, and filters deployment rosters to people who are ready today.
Bring the adjuster roster.
Ten adjusters or a thousand, we will show roster-wide licensure on one screen and what deployment readiness looks like on Payna.
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See how Payna runs licensing.
Tell us a little about the company and we’ll walk through how Payna handles licensing and compliance in every US state.