Payna is backed by Y Combinator

Every adjuster licensed. Every state they work.

Adjuster firms and producer agencies run on individual licenses: each person carries their own stack of state licenses, renewal dates, CE clocks, and appointments. Payna is insurance licensing software that tracks all of it per person and per state.

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RUNS ONNIPRState DOIs

How insurance teams use Payna.

[1]

Apply. Get licensed.

The entity side matters too: agency and adjuster-firm licenses in every state of operation. Apply files them, and keeps entity coverage ahead of where the roster works.

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[2]

Officers. License individuals.

Seats manages each adjuster and producer as their own seat on NIPR: multi-state license applications and renewals, producer appointments, CE tracking, and roster-wide verification, so a lapsed or pending license surfaces before the claim is assigned.

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[3]

Renewals. Stay licensed.

Renewals, appointment maintenance, and regulatory change monitoring across the states, planned backward from each deadline and recorded audit-ready.

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[4]

API. Build on license data.

The claims platform checks an adjuster’s licensure in the loss state before assignment, and filters deployment rosters to people who are ready today.

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A stack of licenses behind every adjuster.

  1. [1]

    Per person, per state

    Each adjuster carries a resident or designated home state license plus non-resident licenses everywhere they work. A modest roster is already hundreds of state rows.

  2. [2]

    Nothing renews together

    Renewal dates, CE clocks, and appointments run per state and per person, on calendars that never line up. The tracking is year-round work.

  3. [3]

    Then work lands somewhere new

    When claims arrive in a new state, the question is who is licensed there today. A current roster answers it the same morning; a stale one answers it after the applications clear.

Notes from the people who file these.

Bring the adjuster roster.

Ten adjusters or a thousand, we will show roster-wide licensure on one screen and what deployment readiness looks like on Payna.

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See how Payna runs licensing.

Tell us a little about the company and we’ll walk through how Payna handles licensing and compliance in every US state.